Solutions
Products
About
Blog
Every dial, email, letter, and account action costs time and money.
CollectSmarter helps collection agencies, debt buyers, BPOs, financial institutions, or any creditor connect with your consumers faster by providing customizable data solutions designed to improve contact rates, reduce compliance risk, and maximize operational efficiency.
For more than a decade, LocateSmarter has delivered high-quality append, scrub, monitoring, and investigative solutions that help organizations work smarter—not harder. Access better data. Improve workflows. Drive more action.


Evaluate email address quality with scoring intelligence that helps organizations prioritize stronger contact opportunities, reduce ineffective outreach, improve campaign efficiency, and make more informed communication decisions.
Expand digital contact opportunities by adding email addresses to consumer records, helping organizations improve contactability, reduce manual research, and strengthen multichannel communication and outreach strategies.
Identify bankruptcy filings and monitor case changes to support financial compliance, improve portfolio visibility, automate account reviews, and help organizations make informed servicing and recovery decisions.
Verify deceased status and monitor newly reported deaths to strengthen identity verification, improve consumer data accuracy, support fraud prevention, and inform financial and screening decisions.
Improve contactability by connecting consumer records with additional phone numbers, helping organizations expand outreach opportunities, reduce manual research, and make more informed contact and recovery decisions.
Prioritize phone numbers using contactability intelligence that helps organizations focus dialing efforts, reduce wasted attempts, improve agent productivity, and build more efficient outbound communication strategies.
Expand investigative visibility by identifying associated phone numbers and potential relatives, helping professionals uncover connections, locate individuals, reduce research time, and support more informed investigations.
Turn unknown phone numbers into actionable identity intelligence by identifying associated individuals, supporting investigative research, improving record accuracy, and helping organizations make more informed contact decisions.
Identify wireless and VoIP phone numbers to support compliant outreach strategies, improve dialing decisions, reduce unnecessary manual reviews, and help organizations manage telephone communication risks.
Access litigation intelligence to identify potential risks, streamline compliance workflows, reduce vendor complexity, and consolidate essential screening services without additional access costs.
Improve customer contactability with updated address intelligence that helps organizations locate individuals, maintain accurate records, reduce returned mail, and support more efficient outreach and recovery efforts.
Connect businesses with the individuals behind them using ownership intelligence that supports commercial collections, improves investigative research, and helps organizations identify potential decision-makers and recovery opportunities.
Complete consumer identity records with available Social Security number intelligence that helps organizations resolve missing information, improve record matching, support investigations, and strengthen data quality.
Identify potential active military service status to support Servicemembers Civil Relief Act compliance, improve account handling decisions, reduce regulatory exposure, and streamline military status verification workflows.
Access investigative and consumer intelligence through a centralized online platform that helps professionals locate individuals, research records, streamline investigations, and make informed decisions without complex integrations.
Streamline access to specialized reports through a centralized platform designed to simplify ordering, reduce administrative work, support investigative research, and improve operational efficiency across business workflows.
Unlike some data service providers, LocateSmarter is a privately owned company, not a publicly traded one. This structure gives us a distinct advantage that directly benefits our clients. We answer to you rather than public shareholders, which gives us the freedom to offer unparalleled flexibility, stronger customer service, and a level of overall care that public corporations simply cannot match.
Because success isn't measured by how much data you receive—it's measured by what your team can accomplish with it. Reduce the noise; increase the contacts.

The best collection strategies start with accurate information.
From advanced scoring models to compliance-focused scrubs and monitoring solutions, CollectSmarter helps organizations eliminate wasted effort and focus on the accounts and contacts most likely to generate results. Every solution is designed around a simple goal: More right-party contacts. Less wasted effort. Better outcomes.
"There are few partners we've worked with that are as flexible, professional and as focused on quality as LocateSmarter."

"Their data solutions have significantly enhanced our ability to locate individuals, resulting in measurable improvements to our contact and conversion rates."

"Over the past six years, LocateSmarter has been an incredible partner in helping our business grow. Their data and customer service are second to none."

"Their data quality is unmatched in accuracy, their pricing is extremely competitive, and their consistency allows us to focus on other critical aspects of our business with confidence."
